Elev8 Capital · Personal funding consulting
EXPLORE PERSONAL FUNDING FOR WHAT’S NEXT.
Looking to consolidate credit cards or fund your next business move? Get personal loan guidance based on your credit profile, income, and goals.
Free initial consultation. Paid consulting fees apply. Business use is subject to lender terms.
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Client examples
Client approvals.
$60,000
$100,000
$60,000
$40,000
$37,500
$70,000
Free initial consultation
Transparent consulting costs
Lender-controlled decisions
Who we help
Who this service is for.
For consumers exploring whether a personal loan could help consolidate credit card debt. If your balances are high compared to your card limits, we'll take a closer look. That isn't a promise of approval.
These are what we look for at first. They aren't lender approval criteria or guarantees, and our team reviews every request.
Our process
How it works.
Share the basics
Tell us about your credit profile, card balances, monthly payments and income. You won’t need any sensitive documents for this form.
Talk it through
We’ll go over your profile, goals, possible options and costs with you on a free initial call.
Proceed if appropriate
If it makes sense for you, we’ll guide you through the application. The lender makes all approval decisions.
Business funding
Funding for your business, too.
Looking for capital for your business? Elev8 also provides business funding consulting. We review your business profile, goals, and potential options to help you understand the next step.
Meet the founder
Colton Williams
Founder of Elev8 Capital
Colton has operated a credit repair business since 2020, helping clients address credit-report concerns and prepare for potential funding opportunities. Elev8’s personal funding consulting service helps consumers review their credit profile, understand potential loan options, and navigate the application process.
For consumers considering credit card debt consolidation, the focus is understanding whether the available options and total costs fit their circumstances. Elev8 provides paid consulting, not lending. Approval and terms are determined by independent lenders.
Services & fees
What it costs.
Consulting and application support are optional services. You can apply directly to a lender yourself. Our role is to help you understand your choices. We don't lend money or guarantee a result.
Compare the consulting fee, lender interest and charges, repayment length and total repayment cost when evaluating consolidation.
Standard consulting fee
15% of the funded amount
This is separate from lender interest and fees. It's an additional cost to plan for, not a deduction by Elev8 from lender proceeds. Exact fee terms and payment timing are governed by your client agreement.
Service availability is confirmed during review.
Start a conversation
Request a consultation.
Answer a few basic questions and tell us how to reach you. We'll review your situation before we talk about options and costs.
No automatic approvals or declines
Recent borrowing gets manual review
No credit inquiry from this request form
FAQs
Common questions.
Is Elev8 a lender?
No. Elev8 Capital provides paid consulting and application support. Independent lenders determine eligibility, approval, funding amounts, interest rates and loan terms. Credit card debt consolidation is our primary offer. We also discuss personal funding for business use where permitted and separate business funding options.
Can I apply directly to a lender myself?
Yes. You can research lenders and apply directly without using Elev8 Capital. Our consulting service is optional and separate from any lender’s products or charges.
What does the consulting service include?
We review your credit profile and goals, discuss potential personal loan options and their costs, and, when appropriate, guide you through the application process. A lender makes every approval decision.
What does it cost?
The initial consultation is free. The standard consulting fee is 15% of the funded amount, separate from lender interest and fees. Include this cost when you compare consolidation options. Your client agreement governs exact fee terms and payment timing. Service availability is confirmed during review.
Does submitting this form affect my credit?
This form collects only the basic information you enter and saves a consultation request. It does not connect to a credit bureau or initiate a credit inquiry. A later lender application may involve a soft or hard inquiry; confirm the lender’s process before proceeding.
Is approval or savings guaranteed?
No. Approval, funding and terms are determined by the lender. Consolidation does not guarantee savings or a lower payment. Compare interest, lender fees, the consulting fee, repayment length and total repayment cost before deciding.
How should I prepare for the consultation?
For consolidation, have estimates of your card balances and combined monthly payments ready. For a business inquiry, bring your business goals. Have estimates of your credit score and income ready. Note any recent borrowing or credit-history concerns. Do not send SSNs, account numbers, passwords or credit-report credentials. Use only the approved secure report-sharing process when our team provides it.